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August 13, 2014

Q: What is a loan-to-value ratio?

Comments Off Around Fort Lauderdale Eye on the Market Florida Mortgage Real Estate Weblogs

The loan-to-value ratio, or LTV, is the loan amount expressed as a percent of either the purchase price or the appraised value of the property. It is an important factor considered by lenders before approving a mortgage.

Marina Sarabia and Kathleen Costanzo Read more
August 13, 2014

Q: What is a loan-to-value ratio?

Comments Off Around Fort Lauderdale Eye on the Market Florida Mortgage Real Estate Weblogs

The loan-to-value ratio, or LTV, is the loan amount expressed as a percent of either the purchase price or the appraised value of the property. It is an important factor considered by lenders before approving a mortgage.

Marina Sarabia and Kathleen Costanzo Read more
July 3, 2014

Top 10 Ways to Save around the House

Comments Off Around Fort Lauderdale Eye on the Market Florida Real Estate Weblogs

Cooling a home is traditionally the most expensive part of running a home during the hot summer months. An air conditioner uses 3,500 watts of energy, while a ceiling fan only uses 60 watts of energy.

Marina Sarabia and Kathleen Costanzo Read more
July 3, 2014

Top 10 Ways to Save around the House

Comments Off Around Fort Lauderdale Eye on the Market Florida Real Estate Weblogs

Cooling a home is traditionally the most expensive part of running a home during the hot summer months. An air conditioner uses 3,500 watts of energy, while a ceiling fan only uses 60 watts of energy.

Marina Sarabia and Kathleen Costanzo Read more
May 8, 2014

First Quarter 2014: Housing Share of the Economy at 15.5 percent

Comments Off Around Fort Lauderdale Economy Eye on the Market Real Estate Weblogs

While the first quarter of 2014 was the fourth strongest level of RFI after the Great Recession ($482 billion annualized pace), the slowing of the rate of growth for home building was a drag on quarterly GDP growth.

Marina Sarabia and Kathleen Costanzo Read more
May 8, 2014

First Quarter 2014: Housing Share of the Economy at 15.5 percent

Comments Off Around Fort Lauderdale Economy Eye on the Market Real Estate Weblogs

While the first quarter of 2014 was the fourth strongest level of RFI after the Great Recession ($482 billion annualized pace), the slowing of the rate of growth for home building was a drag on quarterly GDP growth.

Marina Sarabia and Kathleen Costanzo Read more
November 25, 2013

Q: Should I Avoid an Adjustable Rate Mortgage?

Comments Off Around Fort Lauderdale Economy Eye on the Market Florida Mortgage Real Estate

Adjustable Rate Mortgage -ARMs- are particularly attractive if you plan to be in your home a short time. They tend to adjust yearly or every three years, usually within certain limits, or caps, that prohibit the interest rate from shooting up too high.

Marina Sarabia and Kathleen Costanzo Read more
November 25, 2013

Q: Should I Avoid an Adjustable Rate Mortgage?

Comments Off Around Fort Lauderdale Economy Eye on the Market Florida Mortgage Real Estate

Adjustable Rate Mortgage -ARMs- are particularly attractive if you plan to be in your home a short time. They tend to adjust yearly or every three years, usually within certain limits, or caps, that prohibit the interest rate from shooting up too high.

Marina Sarabia and Kathleen Costanzo Read more
August 24, 2013

Six Surprising Home Hazards

Comments Off Around Fort Lauderdale Florida Real Estate Weblogs

“It was shocking to learn that appliances can turn themselves on or suddenly short-circuit and go up in flames,”

Marina Sarabia and Kathleen Costanzo Read more
May 5, 2013

Understanding Disclosure and Its Role in a Real Estate Deal

Comments Off Around Fort Lauderdale Eye on the Market Florida Real Estate

Understanding Disclosure and Its Role in a Real Estate Deal By Keith Loria Is there mold in your home? What about termites? Do you have an old heating tank buried in your yard? If you’re in the process of selling your home, it’s necessary to disclose these problems—in most cases—to

Marina Sarabia and Kathleen Costanzo Read more

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