Home Affordable Foreclosure Alternatives (HAFA)- The program does not take effect until April 5, 2010, but servicers may implement it before then if they meet certain requirements. The program sunsets on December 31, 2012.

Home Affordable Foreclosure Alternatives (HAFA)- The program does not take effect until April 5, 2010, but servicers may implement it before then if they meet certain requirements. The program sunsets on December 31, 2012.